Jobs are coming back, and for many it will be a welcome relief from Peter and Paul(ing) your bills just to “make it.” When we look at the comparison between moms who work outside the home and those who choose to stay with the kids, sometimes there’s little monetary gain in going out into the workforce.
With daycare costs between $800-$1200/month (and that’s just for one child), if you have children that aren’t yet of school age, it might make more sense to keep them at home.
A recent article on girlsjustwannahavefunds.com, a cost analysis was made to help determine the pros and cons of staying at home versus returning to work.
According to the National Association of Child Care Resource & Referral Agencies (NACCRRA), the annual cost for an infant in a daycare center ranges from $5k to $18k, depending on the state (you can find the average for your state on the NACCRRA website.)
•Pros: Easily verifiable credentials, high level of socialization and independence-learning opportunities.
•Cons: Lower level of individual attention, high exposure to germs, inconvenience of driving them and packing their stuff every day.
Of course, it is a decision that also may be made out of necessity. If you do not have the financial support of your husband, you are a single parent, or your spouse loses his job, then you may not have a choice.
Controversy: Working Moms vs. Stay-at-Home Moms
According to Dr. Phil, “Children who are in quality day care have increases in cognitive skills, intellect, social skills and social comfort.”
“It is damaging for parents to be away for more than a few hours a day,” says Heidi Brennan, a stay-at-home mom, public policy advisor, and member of the Board of Directors for the Family and Home Network. “Research has demonstrated that the early relationship between infants and preschoolers is the foundation of all subsequent personality development.”
Joan K. Peters, a working mother and author of When Mothers Work, points to another issue. “One of the aspects of mothering that’s terribly important is making sure that you can provide for your children financially,” she says. She notes that many women work to be prepared for unforeseen circumstances like a husband’s unemployment, a divorce, or illness.
In the controversial show, Dr. Phil and his guests argued the pros and cons of stay-at-home moms versus working moms.
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